Millions of people would absolutely love a silver bullet or one-size-fits-all  answer to a question like: What is the best retirement plan?

Personally, I think it boils down to who you ask.

If you ask a stock broker they would say stocks, mutual funds, bonds, and other paper notes. If you ask a precious metals dealer they would jump right into how gold and silver prices have skyrocketed in the last few years and are predicated to go higher still!

You could ask real estate agents and brokers. They would tell you to buy a house and rent it out. There would be others who would promote 401(k)s, IRAs, and other similar government qualified plans that you can easily sign up for through your employer.

If you ask a small business owner they might suggest setting up shop somewhere with widgets or services to sell.

Sure some of these might create a “nest egg” that satisfies your needs, but you want to know what is the best retirement plan! Sorry to disappoint but there isn’t a one-size-fits-all solution.

Everywhere you turn; however, you will meet people who say they have it all figured out. In most instances they are just trying to pad their own pockets by selling you something that may or may not help you get where you want to go.

Far too many hard working people are being lied to about retirement savings plans offered through their employers.

Government and private institutions have been telling us that “they” are the experts and we cannot and should not even try to control our own financial lives.

We have been lead to believe that we aren’t “smart enough” to handle our retirement investments. We are told to hand over our future to faceless corporations who only look out for their bottom line!

Even worse, we are told to trust our life savings to a government who is helplessly in debt and on the verge of complete default!

Since when is it rocket science to invest in fundamentally sound assets?

Let’s get real for just a second.

Below are statistics gathered by StatisticBrain.com from U.S. Census Bureau via Saperston Companies and Bankrate the first of this year. These numbers reflect the population of the United States.

• At 7,000 per day, Baby Boomers are turning 65. Average retirement age is 62.
• Length of retirement averages 18-20 years.
• Retirement years will see medical expenses increase, especially for people 65 and older. Covering a 20 year span, medical care costs average $215,000 for couples.
• A whooping 80% of people 30-54 of age do not believe they will have stashed away enough money to sustain retirement.
• Thirty five percent (35%) of Americans over age 65 rely on Social Security and it grows every single day.
• The percentage of Americans who don’t save anything for their retirement is 36%.

This next list of statistics comes from the Social Security Administration of the United States. These numbers shed some light on the enormity of the retirement problem!

• 1 out of 4 Americans, 65 and older depend on a Social Security (SS) check for 100% of their income!
• 2 out of 3 Americans, 65 and older depend on a SS check for 50% of their income.

Chances are, you or someone you know, are represented by these startling figures! They, like so many, have fallen victim to a “hands off” and sorry to say, “mindless” approach to retirement.

A retirement philosophy that makes sense.

It’s really very simple.

Control assets that produce monthly cash flow or income that exceeds ones living expenses.

You see I believe the focus is all wrong with traditional retirement plans like 401(k)s and IRAs etc… Their goal is to find a magic number. It’s like looking for your answers in a crystal ball!

They would have us believe that they can actually predict the size your bank account should be 20 or 30 years from now to satisfy monetary demands in a constantly changing world and market place.

It just doesn’t make sense!

What you and I should be focused on is acquiring assets in our portfolio that actually produce real cash that keeps pace with inflation thereby maintaining your purchasing power!

Take real estate for example.

If you own just 10 properties that produce a monthly net income of $200 each, that would be $2,000 / month and $24,000/year.

These numbers don’t include tax deductions or potential appreciation which could drastically increase your income and security.

What would an extra $2,000 a month do for you in your golden years? Better yet, what would it mean if you had it now?

“That’s too difficult”, you say. I would say that it’s actually VERY easy.

You probably know that more millionaires have been created through real estate than any other asset. Why? Because it’s not difficult to learn and DO!

If you are like 90% of folks then you are scared to death to venture into something new. Not because you aren’t smart enough but because it’s unknown.

Especially when it involves your retirement money. You are accustom to sitting back and letting someone else handle it and lose it for you.

If that is you then I have just the solution! Every successful endeavor is a team effort.

It is essential when investing that you do it in such a way that will actually secure your monthly cash flow needs throughout your retirement years and provide some upward growth should you need it.

You don’t need to be the expert – Hire a team of experts!

Before I get into this topic I want to address a question you may have.

Q: Joe, didn’t you just say that none of these approaches to retirement is a silver bullet and here you are promoting real estate?

A: Yes, I did say that; however, the difference, is that the “experts” that I work with and am informing you about actually DO real estate and make lots and lots of money for their clients thus making their clients very happy by securing cash flow for their retirements!

Most so called financial experts are good at selling consumers on securities, stocks, bonds etc….while they themselves don’t actually make much money investing in those that they sell.

In fact, as a rule of thumb, you should always ask your “advisor” what their portfolios contain and how they perform before you let them handle your money.

Now that is out of the way, I can tell you how I started out by hiring the best team of experts to ensure my success!

Like you, I couldn’t afford to throw my money into get rich quick schemes. I wanted and needed something with a proven track record, a system that churns out results, AND personal involvement!

Though this team is over 200 professionals strong and have successfully invested in literally thousands of deals for their clients, they also take the time to get to know you personally and educate you every step of the way.

By keeping you in the loop you know exactly how your money could potentially be positioned for maximum profitability!

You hold the reins and make the decisions.

This is the same team that has helped me acquire investments in multiple states and grow my portfolio year after year with steady achievable success!

Learn more about The Power Team that I use to create, grow, and protect my wealth now and in my golden years! Also don’t forget to download your Free full length copy of The Strait Path to Real Estate Wealth which teaches you all about the single most profitable form of Residential Lease Option! Make sure to enter the pass-code “Free” to download the entire book!

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What is the best retirement plan? By Joe Nielsen